PM Surya Ghar Yojana 2026: Complete Guide to Rooftop Solar Subsidy in India

PM Surya Ghar Muft Bijli Yojana is one of India's major rooftop solar initiatives designed to help residential electricity consumers install solar power systems and reduce their electricity expenses. The scheme provides Central Financial Assistance (CFA) for eligible residential rooftop solar installations through the National Portal.

For homeowners considering solar panels in Bihar, Uttar Pradesh, Jharkhand, Delhi, Maharashtra, Rajasthan, Gujarat, Haryana, Punjab, West Bengal and other parts of India, understanding the PM Surya Ghar Yojana can make the decision to switch to solar much easier.

ACS SOLAR helps customers understand rooftop solar systems, subsidy procedures, installation requirements and the practical considerations involved in moving toward solar energy.

Important: PM Surya Ghar subsidy amounts, eligibility requirements, benchmark costs, financing provisions and implementation procedures can change. Always verify the latest information on the official government portal before applying.

What Is PM Surya Ghar Muft Bijli Yojana?

PM Surya Ghar: Muft Bijli Yojana is a Government of India scheme focused on increasing the adoption of rooftop solar systems among residential electricity consumers.

The scheme was launched in February 2024 and has a total financial outlay of ₹75,021 crore. Its original objective is to support rooftop solar installations in 1 crore households and enable households to obtain up to 300 units of electricity per month, depending on their solar generation and consumption circumstances.

The scheme operates through the national rooftop solar portal, where eligible residential consumers can apply and select an appropriate vendor for installation.

In simple terms:

Government subsidy + rooftop solar installation + solar electricity generation = lower dependence on grid electricity and potentially lower electricity bills.

How Much Subsidy Is Available Under PM Surya Ghar Yojana?

Under the published Central Financial Assistance structure, residential consumers receive support based on the eligible rooftop solar capacity.

The central subsidy structure is:

Rooftop Solar Capacity

Central Financial Assistance

1 kW

Up to ₹30,000

2 kW

Up to ₹60,000

3 kW

Up to ₹78,000

Above 3 kW

No additional central CFA beyond the 3 kW ceiling

The scheme provides 60% of the applicable benchmark cost for the first 2 kW and 40% of the applicable benchmark cost for the additional capacity between 2 kW and 3 kW. Central assistance is capped at 3 kW.

Example

If a household chooses a 3 kW rooftop solar system, the currently published central subsidy structure can provide up to ₹78,000 of Central Financial Assistance, subject to the applicable rules and benchmark costs.

The final amount a homeowner pays will depend on factors such as the installed system, vendor pricing, site requirements and any applicable state-level benefits.

Is PM Surya Ghar Yojana Really Free Solar?

This is one of the most frequently asked questions.

No, PM Surya Ghar Yojana does not necessarily mean that the entire solar system is installed completely free of cost.

The scheme provides financial assistance for eligible residential rooftop solar systems. The customer generally has to account for the remaining system cost after applicable subsidy and other benefits.

Therefore, homeowners should compare:

Total solar installation cost − eligible subsidy/financial assistance = approximate amount to be paid by the consumer

Additional financing options may also be available under the scheme.

In July 2026, the Government of India reported provisions including collateral-free concessional loans through nationalized banks, with the reported interest rate at that time being repo rate plus 50 basis points.

Who Is Eligible for PM Surya Ghar Yojana?

The scheme is intended for residential electricity consumers with a grid-connected electricity connection from the local DISCOM, subject to the applicable scheme requirements.

Key considerations include:

• The applicant should be an eligible residential electricity consumer.

• The property should have a suitable rooftop or installation location.

• The electricity connection should be connected to the relevant DISCOM.

• The rooftop solar installation must follow applicable technical and scheme requirements.

• The installation should be completed through the applicable process and vendor framework.

• Subsidy/CFA is subject to government verification and applicable guidelines.

The government describes PM Surya Ghar as a demand-driven scheme under which residential consumers with grid-connected electricity connections can apply through the National Portal.

How to Apply for PM Surya Ghar Yojana?

The application process is primarily handled through the official National Portal.

Step 1: Register on the PM Surya Ghar Portal

Visit the official government portal and begin the registration/application process.

Step 2: Enter Your Electricity Details

You will generally need information related to your:

• State

• Electricity distribution company/DISCOM

• Electricity consumer number

• Mobile number

• Other required applicant details

Step 3: Apply for Rooftop Solar

Submit the rooftop solar application through the portal according to the applicable process.

Step 4: Select an Eligible/Empanelled Vendor

The applicant can select a suitable vendor through the applicable portal process.

Step 5: Install the Solar System

After the required approvals and process steps, the rooftop solar system is installed.

Step 6: DISCOM Inspection and Verification

The installation is inspected/verified according to the applicable process.

Step 7: Net Metering and Documentation

Applicable metering and commissioning procedures are completed.

Step 8: Subsidy/CFA Processing

After successful installation and verification, the eligible Central Financial Assistance is processed according to the scheme rules.

The government states that CFA is transferred to eligible consumers after successful installation and verification through the applicable process.

What Is the PM Surya Ghar Solar Subsidy in Bihar?

For homeowners in Bihar, PM Surya Ghar Yojana can be particularly relevant because rooftop solar can help residential consumers reduce their dependence on grid electricity.

The central subsidy is determined under the national PM Surya Ghar scheme. Any additional state-level benefit, if applicable, depends on the current policies and rules of the relevant state authorities/DISCOM.

Homeowners in Patna, Gaya, Muzaffarpur, Bhagalpur, Darbhanga, Purnia, Begusarai, Nalanda, Vaishali and other parts of Bihar should verify the latest applicable process with the relevant DISCOM and official government portal before installation.

Do not assume that the central subsidy and any state benefit are automatically the same in every location.

PM Surya Ghar Yojana in Uttar Pradesh

Residents of Lucknow, Noida, Ghaziabad, Kanpur, Varanasi, Prayagraj, Agra, Gorakhpur and other cities in Uttar Pradesh can explore rooftop solar under the national PM Surya Ghar framework.

The actual installation and electricity-related procedures depend on the applicable DISCOM and local requirements.

PM Surya Ghar Yojana in Jharkhand

Residential electricity consumers in Ranchi, Jamshedpur, Dhanbad, Bokaro, Deoghar and other areas of Jharkhand can explore rooftop solar under the PM Surya Ghar scheme, subject to eligibility and the applicable DISCOM process.

Why Should Homeowners Consider Rooftop Solar?

Apart from government financial assistance, rooftop solar can provide several long-term benefits.

1. Lower Electricity Expenses

A properly sized solar system can generate electricity for household consumption and reduce dependence on grid electricity.

2. Protection Against Rising Electricity Costs

Solar generation can help households reduce the amount of electricity they need to purchase from the grid.

3. Renewable Energy

Solar energy is a renewable source of electricity and can reduce dependence on conventional energy sources.

4. Long-Term Investment

A quality rooftop solar system can operate for many years with appropriate maintenance.

5. Increased Energy Independence

Generating electricity at your own property can reduce dependence on electricity purchased entirely from the grid.

How Many Solar Panels Are Needed for a Home?

The number of solar panels required depends on several factors, including:

• Household electricity consumption

• Solar panel wattage

• Available rooftop area

• Roof orientation

• Shadow conditions

• Local solar irradiation

• Desired system capacity

• Electricity tariff

• Future electricity requirements

For example, a 3 kW solar system may be suitable for some households, while others may require a smaller or larger system.

There is no single solar system size that is suitable for every home.

A proper site assessment should be carried out before finalizing the system size.

What Is Net Metering in Rooftop Solar?

Net metering is a mechanism that allows eligible rooftop solar consumers to export surplus electricity to the electricity grid according to the applicable regulations and settlement mechanism.

For example, if your solar system generates more electricity than your home consumes at a particular time, the eligible surplus may be exported to the grid.

The exact metering mechanism, settlement rules and eligibility requirements depend on applicable regulations and the local DISCOM.

Therefore, customers should verify the current rules applicable to their electricity connection.

Does PM Surya Ghar Yojana Guarantee a Zero Electricity Bill?

No.

Installing rooftop solar does not automatically guarantee a zero electricity bill every month.

Your electricity bill depends on factors such as:

• Solar system capacity

• Household electricity consumption

• Solar generation

• Seasonal variation

• Electricity tariff

• Net-metering/export rules

• Fixed charges and other applicable charges

• System performance

Government data shows that some consumers under the scheme have reported zero electricity bills for some months, but this does not mean every household will receive a zero bill every month.

How Much Rooftop Solar Capacity Do I Need?

A simple starting point is to examine your previous electricity bills and monthly consumption.

For example:

Low electricity consumption: A smaller solar system may be appropriate.

Moderate electricity consumption: A 2 kW or 3 kW system may be considered depending on actual usage and rooftop conditions.

High electricity consumption: A larger system may be considered, subject to applicable subsidy limits, technical requirements and available rooftop space.

Remember that the subsidy limit and the ideal solar system size are not necessarily the same thing.

PM Surya Ghar Yojana: Latest Progress

The PM Surya Ghar programme has expanded significantly since its launch.

According to a Ministry of New and Renewable Energy update reported by the Press Information Bureau, 39,72,447 rooftop solar systems had been installed, covering 48,02,717 households as of 22 July 2026. The same update reported that more than 18.93 lakh households had reported zero electricity bills for some months.

Earlier government data reported 9,566.89 MW of rooftop solar capacity added under the scheme as of 20 March 2026.

These figures demonstrate the growing adoption of residential rooftop solar in India.

Common Questions About PM Surya Ghar Yojana

What is PM Surya Ghar Yojana?

PM Surya Ghar: Muft Bijli Yojana is a Government of India rooftop solar programme that provides Central Financial Assistance to eligible residential consumers for rooftop solar installations.

What is the maximum central subsidy for rooftop solar?

Under the published central subsidy structure, the maximum Central Financial Assistance for an individual residential installation is up to ₹78,000 for 3 kW or higher eligible capacity, subject to the applicable rules.

Can I get a subsidy for a 5 kW solar system?

The central CFA is capped at the 3 kW level. Installing a system larger than 3 kW does not result in additional central CFA beyond the applicable ceiling.

Is PM Surya Ghar available throughout India?

The scheme is a national programme for eligible residential consumers, with implementation involving the relevant electricity distribution company and the National Portal.

Can tenants apply for rooftop solar?

Eligibility can depend on ownership/authorization, electricity connection and applicable scheme requirements. Applicants should verify their individual circumstances through the official portal and relevant DISCOM.

How long does solar installation take?

The timeline can vary depending on approvals, vendor availability, site conditions, DISCOM procedures, inspection and metering requirements.

Can solar reduce my electricity bill?

Yes. A properly designed and installed rooftop solar system can reduce the amount of electricity purchased from the grid. The actual savings depend on electricity consumption, solar generation, tariff and other factors.

Where should I apply for PM Surya Ghar subsidy?

Applications are made through the official PM Surya Ghar National Portal and the applicable DISCOM process.

Why Choose ACS SOLAR for Rooftop Solar?

Choosing the right solar system is about more than purchasing solar panels.

At ACS SOLAR, our focus is on helping homeowners understand rooftop solar and make informed decisions about their solar requirements.

Our solar solutions can cover important areas such as:

• Residential rooftop solar

• On-grid solar systems

• Hybrid solar systems

• Solar system sizing

• Rooftop site assessment

• Solar installation

• Solar subsidy guidance

• Net-metering support

• Solar maintenance and after-sales support

Whether you are searching for solar panels in Bihar, rooftop solar in Patna, PM Surya Ghar subsidy in Bihar, solar subsidy near me, or a residential solar installation company in India, ACS SOLAR can help you understand the process from system selection to installation.

Thinking About Installing Solar Under PM Surya Ghar?

Before installing a rooftop solar system, homeowners should check:

✓ Your monthly electricity consumption
✓ Available rooftop area
✓ Roof strength and condition
✓ Shadow-free installation area
✓ Suitable solar system capacity
✓ Applicable PM Surya Ghar subsidy
✓ Local DISCOM requirements
✓ Net-metering requirements
✓ Vendor credentials and installation quality
✓ Warranty and after-sales service

A professional assessment can help you avoid choosing a solar system that is either too small or unnecessarily large.

Final Words

PM Surya Ghar Muft Bijli Yojana has created an important opportunity for Indian households to adopt rooftop solar with government financial assistance.

With the right system size, proper installation and appropriate net-metering arrangements, rooftop solar can help households generate their own electricity and potentially reduce their monthly electricity expenses.

However, homeowners should not make a decision based only on the advertised subsidy. The solar system capacity, electricity consumption, roof conditions, DISCOM rules, installation quality, financing and long-term service are equally important.

If you are considering rooftop solar under PM Surya Ghar Yojana, ACS SOLAR can help you understand your solar requirements and the installation process.

Start your solar journey with ACS SOLAR and explore how rooftop solar can work for your home.

Official PM Surya Ghar Resources

For the latest subsidy rules, application process and scheme updates, always refer to the official Government of India resources.

PM Surya Ghar National Portal:
pmsuryaghar.gov.in

Ministry of New and Renewable Energy (MNRE):
mnre.gov.in

Government guidelines and subsidy provisions may be amended from time to time, so verify the latest information before submitting an application.